What to Expect With Banking Security in 2020

April 8th, 2020

When one envisions banks, it is easy to picture monolithic buildings with bored tellers. They follow step-by-step procedures, surrounded by paperwork and bureaucracy running the entire show. 

In reality, finance has come to evolve and adapt to technological advances. Because money and finance are important highlights of any trade, keeping money safe and ensuring that customers and clients are not subject to the likes of fraud and theft, has become a major concern in the banking industry.

Research has shown that the trends in financial security for banks in Chico have evolved just as rapidly, if not more so. Here are some of the things that will become the highlight of 2020 to keep your money safe.

Mobile Banking is Now the Standard

Gone are the days when there are long lines in banks. Granted, some individuals still prefer to go to banks and do transactions. Yet for more individuals, the convenience of mobile banking has made it the standard approach to financial transactions. 

Even compared to its other online-driven banking counterparts, mobile banking is still the more preferred option. Most banks use apps that can be accessed via an online browser or phone. Yet because more people are making their smartphones almost like an extension of themselves, mobile banking has led the race. 

Part of this may be the size of its user base. More millennials and the younger generation would prefer to pay their bills using their smart devices. Businesses see it as a more efficient means to transfer payrolls and accomplish other financial transactions. This shift shows that the more convenient and efficient option is more likely to be patronized.

Expanded Role For AI

The shifting preference of devices and technology to be used in banking has made it necessary for security measures to be more stringent. To keep these practices more secure, the banking industry is introducing more adept measures, specifically for detecting anomalies in the system.

The beauty of AI is that it explores the nuances of an account. Any activity that would go against the usual routine of a person may be flagged and explored further, and the AI can do this faster and in a more efficient manner. This lessens potential crimes and makes the processes more efficient both on the side of the customer and the side of the bank. In Chico, as it is in most areas, AI will soon become a major part in the banking industry.

More Secure Physical Payments

Just because residents of cities like Chico are opting for mobile banking does not mean physical payments would no longer be an option. If anything, this shift calls into question the need to make these payments more secure and efficient in themselves.

Nowadays, there are certain security measures that can be taken in banks. For instance, biometrics can be done when conducting transactions and payments. This also ensures that there is now a fluidity in the way banks can work with their mobile counterparts.

As more people make use of technology, there should be measures that integrate banking into an overall efficient method. By combining the physical and the mobile, there is a degree of security that ensures an account will be protected from a potential threat. 

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"As a small business owner here in Chico we definitely saw the need for video surveillance. After expressing our needs and concerns Tim did an excellent job getting us set up with the set up with the appropriate equipment. He really took the time to address our concerns in a very friendly, professional and knowledgeable manner. I highly recommend Tim for all of your business and residential video surveillance needs."

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"Tim Truby designed and installed a 32 camera system for us here at the Butte County Mosquito and Vector Control District. We had received several other quotes from security system vendors, but Tim’s quote was the least expensive. Tim also installed the system quickly and has always been available when we needed him. We are very happy with our security camera system and we can highly recommend Tim Truby for all of your surveillance system needs."

D. Weseman, Butte County Mosquito and Vector Control District

Crime Free Living updated our old video system with a new 16 Channel HD Alibi Video Security System. The old system had been added onto by different installers which resulted in a cabling mess. There were cables that worked and cables that went nowhere. It was a mess. Tim sorted it all out and installed cameras that are very clear. He also installed a monitor for our cashiers to watch hidden areas, a monitor to watch the entry door, and a monitor that allows employees to watch the outside parking and gas pump area. All work was done on time and very professional! Will always recommend Tim and Crime Free Living.

S. AM PM Chico Arco Station

"I had Tim install an Alibi Video Security System at my residence and a couple business locations. The remote view option is invaluable to absentee owners or anyone who travels a lot. The clarity and quality of the cameras have allowed for viewing employee theft. The evidence provided from the HD video cameras was fantastic! Tim was professional and provided extra value from his law enforcement background."

J. Folsom Arco Station

"Tim, I want to thank you again for doing such a fantastic job on installing a wireless IP security camera system at our dream home. The extra time that you took to hide wires, and install a clean, professional system is much appreciated. I still can’t believe the clarity, quality, and ease of use of this new system. I wished that I would have met you before our original inferior system was installed by another company. Now, whether I am at home, or monitoring the system from around the world, I know that my home and family are safe and sound."

John M.

"In April of 2017, my husband and I made a phone call to Crime Free Living that turned out to be a smart and wise decision. Amazingly, in just a few hours, Tim installed four Dome Security Cameras, weatherproof enclosures, and hooked up into our home a 23" Full HD Widescreen Security Monitor. Even more than his professional expertise was the time spent with us in making sure that this system was working correctly and properly installed on our phones so that anywhere in our travels we can monitor our new home in Magalia."

Tieka and Don S.

"I have been using Crime Free Living for the last couple years ar work and at home and I really recommend this product. Tim is a very good service provider. If he can't figure it out, he's got good tech support with the system that he offers."

Gary D.

"I have known Tim for over 10 years. To date, Time with Crime Free Living has installed two separate surveillance systems for my company. With each system, Tim has listened to my needs and custom dsigned surveillance systems for my specific needs and within my budget. The equipment used is always state of the art, the workmanship is top notch, and Tim is the example of trustworthy. I would recommend him for any job."

Steve D., Down Range Indoor Training Center

images Certifications & Training

With 16 years of experience in law enforcement, Tim Truby, CEO, is fully certified in video surveillance and training.

  • Certified Advanced Crime Prevention Specialist
  • Academy Instructor Certification
  • California POST Certification in Specialized Surveillance Equipment
  • California POST Certification in Basic Crime Prevention
    • Advanced Crime Prevention through Environmental Design
    • Certified Alibi Security Dealer
    • Enhanced Risk and Threat Assessment (FEMA)
    • Incident Command System (100 & 200)
    • Certified Cognitech Video Forensic Investigator
    • Neighborhood Watch Toolkit Trainer
    • Computer Crimes/Investigations
    • Domestic Crisis for Crisis Negotiators